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We can help you every step of the way. When purchasing a home, you are faced with a huge amount of decisions! The most important one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be an intricate process. Although, once you have determined that you are ready to move forward with the necessary effort towards your home-purchasing goal, the rewards are unquestionable. While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers identify you as a preferred buyer, help you locate and evaluate properties for sale that match your specifications, and help you through the numerous details attending to the actual purchase. I am at all times current with homes on the market and I am well aware of neighborhood values, so I can help you determine which properties are fairly-priced and in good condition before you start your search. Your First Step Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To move up to a bigger house? Next, list what kind of home you'd like and which community you would like to live in. Be specific. Separate the "must haves" from the "want to haves”. Think of yourself as zeroing in on a target. Consider area (Parksville, Qualicum Beach, Nanoose, Nanaimo); community (urban or rural); neighborhood (older and settled or a newer development); a particular school zone; golf courses; and other community services such as transportation. Ask yourself how much time you are willing to commute to work. Think about home styles. How much space do you need? What style of home meets your needs? Consider size and type of property. Do you want a newer home, or maybe an older one to fix up? Consider how long you expect to live in this particular home. Your Next Step: Loan Pre-Qualification Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes. Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients. I Will Find The Right Homes For You Once you've been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them. I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website. I Will Help You Every Step Of The Way I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful. Home Inspections I recommend contacting a professional home inspector, prior to finalizing any offer to purchase a home. A home is usually the largest and most important investment anyone can make. Before finalizing any offer, have a professional make sure that you will not find any unexpected deficiencies that could end up costing you 1000's of dollars!
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